Posted by Greg K on October 05, 2012 at 05:36:11 from (75.107.96.58):
We had a bad hail storm last August (1 year and2 months ago). There was tennis ball size hail accompanied by 60 mph winds. Insurance was very good about replacing the broken windows, roof, vehicles, siding, and gutters. So far they have figured about $37,000 damage. Now we have been "discussing " the deck and screened in gazebo all summer. The adjuster origiionally told us new handrails, spindles, screens, posts decking, and shingles on 5 of the 8 sections of the octogon shaped gazebo roof. I had a contractor come out and give us a bid for this work, and the insurance Co (State Farm) didn't like his numbers. Last night the "new" adjuster came out to look it over with the contractor and the new plan is to re-stain the deck, railing, and floor. Also now just doing the ridge caps on the roof, and somehow fixing the shakes that are broken or missing. Also wanted to just repalce 3 sections of screen out of 8, because "the dents from the inside are something other than hail". In this case you have to remove all the handrails and spindles to replace the screen, which you would have to do to stain it also. I know he is just doing his job and trying to save company money, but when they tell you one thing and then switch it up on what they will cover it just pi$$e$ me off! We had a little trouble with the windows like this too. The old windows were Pella's and some of them had built in blinds. Now in all fairness some of them leaked and needed replaced anyway, but when we brought the price of new Pella windows with built in blinds to them they really squawked! We decided to settle on triple pane, vinyl windows by North Country and I couldn't be happier with them. They were less expensive than the Pella windows so insureance said OK. Has anyone had any luck dealing with this kind of stuff? What is the trick, sticking to your guns? Is ther any recourse with them or do you just get what you get?
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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