Posted by wisbaker on October 05, 2012 at 09:48:08 from (207.118.159.88):
In Reply to: Insurance GRRR posted by Greg K on October 05, 2012 at 05:36:11:
They really hate playing claims, to work in their office or as an adjuster you have to have the attitude that everyone but you lies (they hire a lot of ex new car salesman). Show them no quarter, document damage with videos, if it's a house get a pre purchase inspection done on the damaged area by a qualified and licensed home inspector, get estimates, forward copies of the inspector's report and the estimates to your state insurance commissioner along with their settlement offers, concurrently file a lawsuit against them in your local court. Make sure your lawsuit asks for interest, administrative fees and punitive damages for breach of contract and don't accept anything from them that doesn't cover your troubles. Also be prepared to be dropped and have difficulty getting insurance for a while, make sure you get enough to pay the blood money. Best insurance story I heard, my wife's uncle was driving his truck, a truck going the other way was from a body shop, they were hauling a car hood, it blew off and hit Uncle Lyman's truck. The police came and the truck driver stated that he was at fault and if Lyman would bring his truck to their shop they'd fix it- no charge, no need to get the insurance involved. The cop decided not to write a ticket. Lyman shows up at the body shop the next day and the tune is changed yes they'll fix it for $2,800, not their fault because no ticket was issued. Lyman got in his truck, drove home and filed on his insurance. Within 48 hours his insurance company sends him a check for $3,300 and tells him where he can pick up a rental car to drive while the truck is repaired. About 2 days later the body shop calls, we'd sure like to fix your truck for free. Seems Lyman's insurance company sent the body shop a bill for $4,200 for the repair, the rental car, the adjuster fees and their costs to process the claim. He took the truck somewhere else to get fixed.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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