Posted by MarkB_MI on September 08, 2013 at 01:05:41 from (75.219.186.73):
In Reply to: Re: Grand Theft posted by LAA on September 07, 2013 at 21:14:46:
If you're suggesting the reason Social Security is automatically deducted from your pay is that people wouldn't voluntarily buy it, you are correct. The whole point of SS is for everyone to share the risk of becoming old and destitute. Put into the context of the thirties, when Social Security came into being, it would have been a hard sell to get people to sign up voluntarily, given that most folks were struggling just to keep their families fed. Life expectancy was about 60, and most people expected to work until they died.
I'll add that the demographics of the thirties worked better for SS than do the current demographics. The population was younger and people died younger than they do today. Hence we have the situation where there's not enough money coming in to keep the system solvent, even though plenty of people never collect a nickel from Social Security.
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