Posted by northeast puller on July 22, 2015 at 02:21:26 from (50.32.227.84):
Update on Am I being bold or stupid Thanks for every ones in put. I am going thru True Value for the card processing but no discounts on the new equipment. If I had a POS system it would be even more costly to up grade. On a side not if you use an Amex card on Friday 7/10 and say a holiday is Monday it does not go in till Tuesday and is 4 business day to process Discover is two day’s It is placed in my bank on 7/17 at 11:59 pm. The bank does not put it in to my account till Monday at normal banking hours. So the purchase you made on 7/10 with a holiday is not usable to me till 7/20 that is 11 days and the most fees of all cards. That is another reason some stores do not take amex. First off the 2 or 4 percent transaction fee is not going to force me to lock the doors and give up. But if you cut operating cost wear you can because the rent goes up electric goes up workman’s comp goes up it all adds to the cost of doing business and in the end the customer pays for it. So by cutting cost ware and when you can the customer wins. I think raising prices to cover credit card cost is unfair to the cash paying customers so you can get points to pay for your next vacation or cash back from your card or whatever you get from it by using your card. This is a no win situation. If you add a fee to the card user, they feel slighted. If you give a cash discount, the card user still feels slighted. Jr sutten makes good points on the use of cards in any store and some I have not thought about. So I thick the best thing to do as cards are here to stay is just pass the cost along to every one .Now to poke the bees nest with a stick For the folks that say it is the cost of doing business and to just suck it up. Lets put the shoe on the other foot. Now what if your employer tacked on a 2 or 4 percent every time you punched the time clock as a transaction fee to you as a cost of you coming to work (cost of doing business to you) you would be a bit po-ed by Friday I think.
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