Posted by rrlund on March 26, 2016 at 14:17:43 from (162.250.24.184):
In Reply to: Re: Medicare question posted by Mike(NEOhio) on March 26, 2016 at 13:59:19:
I've talked to too many people who've told me this whole taking it at 62 thing is a suckers game. Too many think they can take it early and put the money in the bank and come out ahead. What can you make at the bank,a quarter percent interest? The government will give you 8% if you let them hang on to it. Then the average CPI inflation is near 2%. So if you wait,take the 8% extra and let it compound every year with the CPI increases,this whole living to 85 to make up the difference is bunk. As long as I've got enough land and cattle to make a living and good enough health to make it work,let the money slide and the interest compound. Even if I don't live long enough to make the difference,my wife is younger and will likely out live me by quite a little bit and her survivors benefit will be more. The folks who work for SS and tell you these things are paid to tell you that. I don't think the goal of the Social Security Administration is to give you the best deal.
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