Posted by pinball on August 16, 2017 at 19:26:23 from (64.49.150.124):
In Reply to: Retirement posted by sparktrician on August 16, 2017 at 14:21:08:
I think its a lot better to invest in the roth ira than the 401k market. Money earnings early in ife are generally lower than when you get older so it will actually save you on taxes. Yes you will pay taxes up front but when you start cashing it in it is tax free. yOU can start drawing it at age 55 with some stipulations or pay a heavy penalty if withdrawn early. with the 5000 limit of deposit for a single person and if you find an honest stock broker you can trust it will make you a very nice retirement nest egg. a lot will depend on your age but the stock market will give you a lot more return. you probably could get 4 percent fixed interest now but not at any bank. saving money with a bank is costing you a lot of money if your young. so to answer your question I would go talk to an investment guy about it. keep in mind you might want to sort of protect your self and put a time limit on it so your employee has to work so long for them to get the money. a lawyer might help also. just saying
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