Posted by sparktrician on August 16, 2017 at 14:21:08 from (99.196.30.87):
Ok....this is off the wall....kinda but not really. I am a electrical contractor. I have 3 guys plus myself employed. They all make good wages for their skill level and abilities. I am looking and wanting to offer them a retirement plan of some type....but not sure how to do this....Id like it to be/have a portion of it supported by themselves as well as from the company, I have no bones about providing this to them, and paying for it, just feel they should be doing some as well.
Now....the tricky part....how to set this up. Id rather not be paying payroll taxes on their retirement funds...id rather give the employees more money! Also, how to set this up so that it is "protected" and cant be cashed out....Out of three...there is one who wouldnt have a extra penny in his account if he could get his paws on it....
Granted, his financial planning (rather complete and utter lack thereof) is not my problem....but I would like to set this up so these guys have something down the line.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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