Re: Car insurance question

Posted by JD Seller on August 16, 2017 at 19:42:28 from (208.126.196.24):

In Reply to: Car insurance question posted by rrlund on August 16, 2017 at 17:50:10:

Randy I hope your luck with car insurance and accidents is better than mine. I will NEVER have a vehicle towed to my farm ever again!!!!

I had a car totaled and had it towed to the farm. Wreck was on Good Friday. Car had 30K in miles but was only 2 1/2 years old. Bought it new but drove it to work daily so put 15K a year on it for miles. NATION WIDE/JUNK/CRAPPY insurance. They started out offering me 50% of what we gave for the car. About $2500 under book value because they were deducting hard for the miles. They where in no hurry since they were not on the hook for storage. Told them since they would not pay a fair price in my mind to find me a replacement. The car was a 5 speed. They kept coming up with automatics and they were mutts to drive. Back and forth until LABOR Day. I got them to pay me dealer whole sale which was still "cheap" compared to what they should have paid for it. I found out later from some adjusters for other companies that many of them will play games if they can save money and are not paying storage.

So get it towed to your body shop ASAP with them having to cover storage plus repairs or total it.

Truthfully I have had several cars that had enough damage to total them. IF it is a HIGH impact wreck I would walk away. There can be too much hidden damage that may not show up until way after the insurance company has signed off. IF it is just sheet metal damage you usually will not have trouble down the road.

Just glad the wife was not hurt.

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