Posted by rrlund on August 16, 2017 at 17:50:10 from (162.250.24.79):
I'm so ticked off right now I can't even think straight. We just bought a nice low mile car a week ago today and some stupid #$% on her phone ran a stop sign right in front of the wife and she smashed it. I called State Farm claims. It happened about 500 feet from the house and I towed it in to the yard. They want to come and get it to see if they'll repair it or total it.
Question,if they total it and another shop says it's repairable,I can buy it back and have it repaired with a salvage title,correct? If they give me fair market value and it's less than that to repair it,I can keep the difference,correct? I'm gonna have to rent a car to go to Tennessee Friday and State Farm said I don't have coverage for it. They said I'd have to go on to her insurance company and try to recoup my money from them. Just wondered if I could net enough if they total it to at least pay for the rental if her insurance company acts like a typical insurance company and gives me the shaft too.
I'm telling you right now,if they do,she WILL be sued in small claims court for the cost of the rental.
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