I recently looked at lease, vs o% , vs cash up front. No question, buying with cash on the size tractor you are looking at can be 8-10 grand cheaper that the 0%. The finance charges are built into the price. And the lease is even more expensive, by the time you make all of the lease payments, then the buy out at the end. As they say, you have to start somewhere, and if you can’t pay cash, the finance route isn’t too bad. One thing I believe is you either have to turn the tractors in before they get too old / or too many hours, so the dealer has a good used unit to resell if you expect to get a good trade allowance. And what a tractor really cost you is the difference between what you paid for it, and what you sell/ trade it for. So if you bought a tractor New for 100 grand, used it for 4 years, then turned it in for 80 , grand with 2400 hours , then it cost you $5,000.00 per year, or just over $8.00 per hour. With no parts or repairs.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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