Posted by Ultradog MN on January 11, 2020 at 16:09:52 from (172.58.86.140):
My wife and I opened a joint checking account last week. It'll just be for household bills and the like and I'm going to apply for Social Security soon and will have it sent there. We still have our own individual accounts. The bank ran a credit report on both of us. I hadn't gotten my credit score in 12 years or more so was rather surprised that I scored so high. What is interesting is how they dock you for the wrong things. - Not enough revolving accounts. - Not enough mortgage experience (I only have 2 mortgages and have had about 8 of them in my life) - Too few installment accounts. - Too few credit card accounts and not much for balances on them.
I guess if you live within your means and don't go into hock everywhere you get pegged as less than a perfect credit risk. I do know how it works, that you need to show Some credit history - to get credit. But in my world that just doesn't seem to add up.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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