Posted by MarkB_MI on October 16, 2022 at 16:55:10 from (174.240.152.249):
In Reply to: Re: MCCA rebate posted by kip78 on October 16, 2022 at 14:47:56:
> So what you're saying is people shouldn't have a choice. The problem with the law change is it wasn't a clean break. Governor lath and plaster wanted insurance premiums to be rated equally regardless of where you live. Therefore, run down dumps like Detroit where half of the drivers that have no insurance would be rated the same as some nowhere U.P. town with 500 residents that were all insured
No that's not what I said, and I'm baffled as to why would think so. I assume you're just trolling.
What I said is that the choice offered to policyholders is a Hobson's choice. Either pay the full premium and get unlimited medical benefits, or decline the unlimited benefits and save a paltry amount on your premium. With the saving you get by declining unlimited benefits, you can take your family out to McDonalds, but probably not to Outback.
In fact, Frau Gretchen had little, if any input on the insurance reform bill. It was the result of a deal cut between Detroit mayor Mike Duggan and the Michigan Legislature; by the time our charming governor got onboard, it was a done deal.
The reality is that insurance is so expensive in Detroit that many Detroiters simply drive uninsured. If you raise those rates further, there'll be even more uninsured drivers on the street. And who ends up paying when uninsured motorists get into accidents? Depending on the particulars, it's either the other party's insurance or the state. In other words, rate payers and tax payers. You and me. Wouldn't we all be better off if EVERYONE was insured?
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