I bought my first home when I was 23. it cost me $58k and I put down $10K, I worked my *ss off to save that money up. 1. Put down enough money so that you dont have to pay PMI. PMI is private mortgage insurance. that basically means that the bank doesnt trust you enough to loan you the money if you dont have enough equity to start with. PMI is a scam. Plain and simple. 2. get a 15 year or a 20 year mortgage loan. 3. DONT get a variable interest rate loan. (too complicated to explain) 4. Basically you need to search the net for what is called an amortization schedule to see how a loan is paid for with principal and interest. 5. Remember that the bank or mortgage company is not your friend and that you need to do your homework. Banks are not in the business of helping people, only the bank executives and shareholders get rich off of your money. (if you dont believe me then try to get a loan with no collateral) Do your homework by reading up on how loans are paid back to banks and lending companies. read and educate yourself it is the best way to not let the banks make too much money off of you.
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Today's Featured Article - Show Coverage: Central Illinois Strawberry Festival - by Cindy Ladage and Janna Seiz. Every year the coming of summer is highlighted by different events for different people. For some, it is heralded with the end of school, tilling the garden, or completion of the planting season. To us, connoisseurs of find food, antique tractors, farm toys, crafts, and downright fun, the annual Strawberry Festival means summer is here. Every year, in Carlinville, Illinois, the Macoupin County Historical Society and the Macoupin Agricultural Antique Association team up to fill th
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