So how do you help people keep from getting into this problem in the first place? This is not ment to be a smarta$$ reply but a reality check.
A couple in there late 30's now. They have 3 kids ranging from 2yrs to 18yo. They will be in 40yrs just like your neighbors your now trying to help. Why?
They didn't finish high school. They have always had low paying jobs when they can find them and don't keep jobs but a short time when they do. A suggestion to get "free" additional education to obtain higher paying jobs falls on closed ears as watching movies and TV is more important.
They can't keep up with any of there bills and always in arrears. It was suggested they seek "free" money management guidence but they don't have time as there's TV and movies to watch and Circle K sells beer, ciggerates and pop cheaper than the discount stores.
They had a chance to have 3.3a and a home free and clear of a mortage due to there grandparents grace. Instead they bought a new mobil home with payments that in 8yrs now has holes in the walls and doors and is now getting repo'd. They can move in town tho and rent a appartment for $700. There existing MH payment, property tax, and utility's are under $500/mth. They all had cell phones and a landline with caller ID for screening out creditor calls. Phone and electric is now disconnected for past due bills.
They can't feed there family so a $100 donation for food bought beer and pizza hut that night. I guess 3.3a is not big enough to raise a garden to feed the family.
It was suggested they might take a second job to get caught up on there past bills. Wow, you'd think someone would have suggested they rob a bank from the look on there face.
So save your money so you can besure to buy them some heat when they get in the 70's as they surely won't have a pot to pi$$ in when they get that old.
I would also think I'd rethink my money spending habbits being 70yo of just how much relief I'm getting from all those pills VS freezing from the cold???
What were they doing this past summer when it was warm where gathering "free" firewood was easy? Fire places were and are made from the clay soil and rocks really easy and has been for several thousand years, Or having the sun heat hot water for house heating and domestic HW use?
Last summer a 10ftx20ft garden would have fed two people all year plus gave the people some exercise thus freed up some money to pay the heating bill and maybe cut down there pill usage?
Poor planning just can't be helped for someone that don't want to help themselfs.
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Today's Featured Article - Upgrading an Oliver Super 55 Electrical System - by Dennis Hawkins. My old Oliver Super 55 has been just sitting and rusting for several years now. I really hate to see a good tractor being treated that way, but not being able to start it without a 30 minute point filing ritual every time contributed to its demise. If it would just start when I turn the key, then I would use it more often. In addition to a bad case of old age, most of the tractor's original electrical system was simply too unreliable to keep. The main focus of this page is to show how I upgr
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