What is the method to save fuel, a vehicle that performs all four tasks? If you drive it four times as much as each of the four vehicles you already own, I don't see any fuel savings. I would guess you have a truck for hauling, daily driver for work, recreational vehicle for sporting or mudding, and a motorcycle or sports car. Perhaps you really have only three vehicles and the fourth is a boat. Regardless, if the analysis is reasonably accurate then you burn fuel for recreational purposes. Bottom line is if you can afford the luxury/convenience of four vehicles then you can afford the insurance/licensing.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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