If you are paying off a car loan, no, you don't own the car until it is payed off. The bank holds the title until the last payment is made and the bank is not necessarily in a hurry to send you the title when you have made the last payment. Slightly amusing story about car titles: BIL bought a truck from an individual who owed money on it. Deal was that BIL would pay off loan. Finance company said they would send title when check cleared. He went to his bank, cashed check, payed off loan with cash, walked out with title marked paid.
On house, bank holds deed until final payment is made. It's a great feeling when you make that last payment and get the deed.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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