Posted by kyhayman on November 28, 2010 at 16:10:48 from (75.105.0.38):
In Reply to: Accident question posted by John S-B on November 28, 2010 at 08:08:30:
Thats why we should all pay insurance. They all have claims adjusters attornies to sort this stuff out. State law also has a huge affect. I can tell you how it reads in Kentucky and have been on both sides of civil litigation, and have been an expert witness on several occassions for agricultural stuff for plaintiffs and defendants. Doesnt mean beans in this case. My s.o. is a claims adjuster, her take on whats here is the farmer isnt at fault. The drivers over correction was the cause based on the information here. That means the driver failed to maintain control of her vehicle. The most crucial piece of information is how the law enforcement officer wrote it up. Just hope she had more than minimum limits of coverage.
As a side note, I can not understand how anybody loses anything like a farm unles they are dreadfully under insured. I know it happens, people with a half million dollar house or farm thats paid for and they are driving around only carrying minimum limits. At least have the coverage to protect what you have. At least here, a 1M unbrella rider above and beyond on auto and farm owners was 250 bucks a year, and each additional 1M was 100 a year more.
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