I'll second the skid loader comments. When it comes to supplimental income eg custom work my 1856C Case has made me hands down more money than anything else. A small tractor with a small mower is ok, but really mowing is it. I do some mowing work but, for me, I cant make what I need to make running less than a 15 foot mower on 86 to 110 hp.
As to insurance, I'll second everything thats been said. You just cant have enough. Personally, I've only had 3 liability claims, two for worker injuries which were less than a thousand dollars each. One was bad, guys working for me dug up a telephone cable. It was marked, they just took a stoopid pill that day or something. Cost my ins company 28 grand. A pretty good package with 4.5M of liability coverage, farm owners property and casualty, environmental, equine boarding, inland marine, and utility damages runs me a shade under 5 grand a year. So, it takes a certain volume to cover your fixed costs.
As to powerplants. The cheapest tractor I've ever owned was a 560 Long I bought at a sale. Second cheapest was a 1210 Case David Brown. But, the most expensive was a 1410 Case David Brown.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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